Everyday money. A simpler conversation.

Explore what we’re building for your personal life and your business.

What’s on your
money list today?

Pay someone back, top up your line or make sense of the week’s spending.

Explore all features
9:41
NellaNella by Harrena
TODAY
Hey there! 👋 I’m Nella.
What can I help you with today?9:41
Send ₦5,000 to Tobi for lunch9:41
Here’s a draft for Tobi’s lunch money. Check the recipient and ₦5,000 amount. Nothing has been sent.
RecipientTobi AdebayoAmount₦5,000.00PurposeLunch 🍜
Review transfer 9:41
Draft only · No money moved
9:42
Message Nella...

A little more, all in one place.

Read details from a photo

Bank details in a picture? We’re planning a way to read them into a transfer draft for you to check before approval.

Wallet funding

The launch roadmap includes a wallet, funding instructions and a clear record of incoming and outgoing money.

Scheduled payments

Plan recurring expenses and reminders, with payment approval and cancellation controls.

Built for business, too.

Customer Invoices

You’ve agreed on the order. Next comes the paperwork. We’re planning invoice drafts based on the items, quantities and prices you provide.

Payroll & Bulk Transfers

A team payment needs more than a total. Our planned flow lets you review names and individual amounts before approving a batch.

Cash Flow Review

Sales tell one part of the story; expenses tell another. We’re building summaries to help you see both before deciding what comes next.

Payment Requests

An agreed price, a request to pay and a record to follow. Customer payment requests and invoice tracking are on our roadmap.

Due Date Reminders

Rent on Friday. A supplier next week. We’re planning reminders for the dates you don’t want to lose track of.

Business Help

An invoice query or a collection that needs checking. Our planned support flow keeps the relevant details with the conversation.

On our roadmap

These are planned capabilities, not live services. Cross-border transfers, mobile money and crypto payments are being evaluated separately and require confirmed partners and approvals.

What would you
ask Nella first?

Our team is on WhatsApp. Come tell us.

Try Nella